Several federal programs allow qualified borrowers to have part or all of their student loans forgiven. Our advisors help you identify which forgiveness options you may qualify for and assist in preparing and submitting the necessary applications.
Teachers working full-time for five consecutive years in low-income schools or educational service agencies may be eligible for up to $17,500 in loan forgiveness. We can help verify your school’s eligibility and ensure your application meets all Department of Education requirements.
Borrowers employed by qualifying government or non-profit organizations may be eligible for loan forgiveness after 120 qualifying payments under a qualifying repayment plan. Our team helps confirm employment certification, payment tracking, and document submission to support PSLF eligibility.
If your school misled you or engaged in misconduct related to your loan or education, you may be eligible to have your federal loans discharged under Borrower Defense to Repayment. We can assist in gathering evidence and submitting a comprehensive claim to the Department of Education.
Borrowers who are totally and permanently disabled may qualify to have their federal student loans discharged. Our advisors provide step-by-step support in verifying disability status and completing the TPD discharge application.
Loan consolidation allows borrowers to combine multiple federal loans into one new loan with a single monthly payment. We help evaluate whether consolidation is right for you and assist with the application process to simplify repayment management.
Defaulted loans can result in wage garnishment, tax refund offsets, and credit damage. We help clients explore options to rehabilitate or consolidate defaulted loans to restore good standing and protect financial stability.
If you’re facing temporary financial hardship, you may be eligible to pause payments through forbearance or deferment. We help determine your eligibility, prepare requests, and ensure you understand how these options affect your loan balance and interest.
If your school closed while you were enrolled or shortly after you withdrew, you may qualify to have your loans discharged. Our consultants guide you through verifying eligibility and preparing the necessary documentation for submission.
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